Refinancing can be a stressful process for anyone, but after
Pull Your Credit Report
Mistakes can happen. When it comes to credit reports, they happen quite frequently. It is estimated that 80 percent of the people in Florida have errors on their credit report. This is why it is so important for you to pull a copy of your report immediately after your
Do Your Homework
An educated borrower is a smart borrower. Before running off to refinance your Florida mortgage after
Be Firm in Negotiations
When it comes to mortgage lending, almost everything is negotiable. This includes the closing costs that you will be required to pay on your Florida mortgage refinance loan. Before paying any fees yourself, try to get the lender to pay them for you. Lenders will frequently agree to this scenario, but only if you are the one to broach the subject. Closing costs are expensive. In Florida, they average $3,349. That could be a huge hit on your bankbook or savings account. Do your best in negotiations and try to pay as little as possible for your loan.